Employment · Last checked 1 November 2026
What can I do if my employer has not paid my salary in Ghana?
The Labour Act requires employers to pay agreed wages on time, in money and without unlawful deductions. Here is what the law says and how to complain.
This is general legal information about the law of Ghana, not legal advice. A lawyer can advise you on your own facts.
What the law says
An employer must pay the agreed remuneration at the time and place agreed in the contract of employment or collective agreement, or by custom, without any deduction except one permitted by law or agreed between the employer and the worker (Labour Act, section 9(b)). Remuneration includes the basic or minimum wage or salary and any additional payments made because of the job (section 175).
- The whole of your salary, wages and allowances must be payable in legal tender, in addition to any non-cash benefits. A contract that says otherwise is void (section 67).
- Your employer may not impose a money penalty on you for any reason, or deduct any amount from your pay, unless the deduction is permitted by section 70 or another law, or repays an advance of pay lawfully made to you (section 69).
- Section 70(1) allows certain deductions with your consent, such as agreed pension or provident fund contributions, a loan you asked for in writing, money paid to you in error, union dues you authorised in writing, and loss or damage to the employer's property under your control.
- For a deduction for loss or damage, the employer must be satisfied that you caused it and are clearly responsible, that the amount is fair and not more than the loss, that you had a reasonable chance to explain, and that the rate avoids hardship to you and your dependants (section 70(2)).
- When employment ends, the employer must pay all remuneration earned, any deferred pay and any compensation due for sickness or accident (section 18(1)). Pay due must be made by the date the notice expires, or, where no notice is required, by the next working day after the termination (section 18(2) and (3)).
What you can do
- Keep your contract, payslips, bank statements and messages about your pay. An employer must give you a written contract if you are employed for six months or more (section 12(1)), and a written statement of the main terms within two months of starting (section 13).
- Ask your employer in writing for the unpaid amount.
- Complain to the National Labour Commission. It receives complaints from workers about infringements of the Labour Act (section 139(1)(a)). If you are unhappy with a deduction and cannot resolve it with your employer, you can complain in writing to the Commission, which investigates and decides (section 70(3) and (4)).
- If an employer does not comply with an order of the Commission, the Commission applies to the High Court for an order compelling compliance (section 172).
Where to get free help
National Labour Commission
Unfair dismissal and other workplace disputes.
Legal Aid Commission
Free legal help and representation for people who cannot afford a lawyer.
Time limits
A court claim founded on a simple contract must generally be brought within six years of the date the claim arose (Limitation Act, section 4(1)).
Common questions
Can my employer pay me in goods instead of money?
No. Section 67 of the Labour Act requires the whole of your salary, wages and allowances to be payable in legal tender, in addition to any non-cash benefits, and a contract that says otherwise is void.
Can my employer cut my salary as a punishment?
No. An employer may not impose a money penalty on a worker for any reason (section 69(2)(a)), and may only deduct amounts permitted by section 70 or another law.
When must my final pay be paid if I leave?
By the date your notice expires. Where no notice is required, it must be paid by the next working day after the termination (Labour Act, section 18(2) and (3)).
Can my employer deduct money for something I damaged?
Only with your consent and only if the conditions in section 70(2) are met: you caused the loss and are clearly responsible, the amount is fair and not more than the loss, you had a reasonable chance to explain, and the rate of deduction avoids hardship.
Sources
- Labour Act, 2003 (Act 651), sections 9, 12, 13, 18, 67, 69, 70, 139, 172 and 175
- Limitation Act, 1972 (NRCD 54), section 4
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